The game requires strategic thought, more than accounting skills. Once out of the Rat Race, investors enter the Fast Track outer circle of the game where they must either accumulate more than $50,000 per month or buy a dream. Players throw the dice and tread the mill until they can escape by building up sufficient cash-flow positive assets to exceed their everyday living expenses by purchasing investment properties, mutual (managed) funds, and shares. Players start the game by putting their rat on the board, choosing a profession card and getting an annual salary and expenses to go with it and a balance sheet, in which you need to record assets and liabilities. This game is based around a Rat Race treadmill. Robert Kiyosaki's Cashflow 101 Cashflow 101 is designed to develop both business and investment skills. Specialist mortgage broker Mike England, who runs PropertyTalk's Christchurch events, rates investment games as educational and motivational. Investor, seminar presenter and property investing author Ron Hoy Fong admits that he's gone bankrupt on paper several times while playing the Hybrid Property Game, which is designed to teach investors about the property cycle. 'Every time you play them something different happens and you have to revise the way you think about investing,' says Susan Raymond. Roger and Susan Raymond, president and secretary of the Northland Property Investors Association, play Cashflow or Hybrid whenever they lose motivation. Groups of investors sometimes get together for afternoons or evenings of playing these games through the website and also the Hybrid Group. New and experienced investors alike benefit from a long night of playing the property or sharemarket around a table. Games such as Cashflow 101, from Robert Kiyosaki, author of the Rich Dad, Poor Dad series, and New Zealand's own Hybrid Property Game aim to simulate real life investing scenarios and offer a safe environment to play with numbers and focus on goals, while experiencing the opportunities and pressures of different phases of the investment cycle.

What better than a fun game over the summer holidays that builds investing prowess. 'Monopoly on steroids' is how financial board games are billed.

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